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Terms & Conditions

Effective Date: January 1, 2026  |  Last Updated: June 1, 2026  |  Owner: Raja Mahakul

Please read these Terms and Conditions ("Terms") carefully before using Numvexa at https://numvexa.in/, owned and operated by Raja Mahakul. By accessing or using any part of this website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please stop using the website immediately.

📋 Summary: Numvexa is free to use for personal, non-commercial purposes. Our calculators are educational tools — they are not professional financial advice. All content and code on the website belongs to Raja Mahakul.

1. Website Usage Terms

Numvexa grants you a limited, non-exclusive, non-transferable, and revocable licence to access and use this website for personal, non-commercial purposes only. This means you are welcome to use our calculators for your own financial planning, read our articles, and share links to our pages. What you may not do:

  • Reproduce, copy, scrape, or republish any content from this website without our express written permission.
  • Use automated bots, spiders, or scraping tools to extract data or content from the site.
  • Attempt to gain unauthorised access to any part of the website, its servers, or related infrastructure.
  • Use the website for any unlawful purpose or in violation of applicable Indian law or international regulations.
  • Transmit any viruses, malware, or harmful code through interactions with this website.
  • Use our content or tools to create competing products or services without permission.

2. User Responsibilities

When you use Numvexa, you take responsibility for how you use the information and results provided. Specifically, you agree to:

  • Use calculator results as a starting point for understanding — not as definitive financial guidance.
  • Verify important calculations with a qualified financial professional before making significant financial decisions.
  • Ensure that any information you enter into our calculators is accurate, as incorrect inputs will produce incorrect outputs.
  • Not rely on Numvexa as a substitute for professional advice from a chartered accountant, financial advisor, or legal expert.
  • Be at least 18 years of age (or the age of majority in your jurisdiction) when using this website.

3. Intellectual Property Rights

All content on Numvexa — including but not limited to text, articles, blog posts, financial guides, calculator logic, source code, graphics, logos, icons, and the overall website design — is the intellectual property of Raja Mahakul and is protected under applicable Indian and international copyright, trademark, and intellectual property laws.

You may share links to our pages and quote brief excerpts from our articles (with attribution), but you may not reproduce full articles, calculator code, or significant portions of our content without prior written permission. Unauthorised use is strictly prohibited and may result in legal action.

Third-party trademarks referenced on this site (such as Google AdSense, RBI, CBDT, or others) belong to their respective owners and are used for reference purposes only. Numvexa makes no claim to those trademarks.

4. Disclaimer of Liability

To the maximum extent permitted by applicable law, Numvexa and Raja Mahakul shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use of, or inability to use, the website or any of its calculators.
  • Errors, inaccuracies, or omissions in calculator results.
  • Financial decisions made in reliance on information or results from this website.
  • Unauthorised access to or alteration of your data.
  • Any other matter relating to this website.

This limitation applies even if Numvexa has been advised of the possibility of such damages. Some jurisdictions may not allow the exclusion of certain warranties or limitation of liability, so some of the above may not apply to you.

⚠️ Important: Numvexa's calculators are educational tools. Calculator results are estimates and should not be used as the sole basis for financial, tax, or investment decisions. Always consult a qualified professional.

5. Third-Party Links

Numvexa may contain links to external websites, resources, or services operated by third parties. These links are provided for your convenience and information. We do not control, endorse, or take responsibility for the content, accuracy, privacy practices, or availability of any linked external site.

Clicking on a third-party link means you are leaving Numvexa. We encourage you to review the terms and privacy policy of any third-party site you visit. Numvexa is not responsible for any loss or damage arising from your interaction with external websites.

6. Modifications to Terms

We reserve the right to review and update these Terms at any time, at our sole discretion. When we make changes, the updated Terms will be posted on this page with a revised "Last Updated" date. We may also notify users through a notice on the website if changes are significant.

Your continued use of Numvexa after any modifications to these Terms constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you should stop using the website.

7. Governing Terms

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of India, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms or your use of Numvexa shall be subject to the exclusive jurisdiction of the courts located in India.

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, the remaining provisions will continue in full force and effect.

8. Disclaimer of Warranties

Numvexa and all its content, calculators, and tools are provided on an "as is" and "as available" basis. We make no warranties of any kind — express or implied — including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Indemnification

By using Numvexa, you agree to indemnify, defend, and hold harmless Raja Mahakul and Numvexa from and against any claims, losses, liabilities, damages, costs, and expenses — including reasonable legal fees — arising out of or related to your use of the website, your violation of these Terms, or your violation of any law or the rights of a third party.

10. Contact

If you have any questions or concerns about these Terms and Conditions, please reach out to us:

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